.bkg {
	background-color: #BB9267;
	background-image:  url(../images/bkg.gif);
	background-repeat: repeat-y;
	background-position: center;
	text-align: center; 
	margin-top: 0px;
}

h1 { font-size: 22px; font-family: "Georgia","Times",serif; font-variant: small-caps; color: #603913; }
h2 { font-size: 16px; font-family: "Georgia","Times",serif; font-variant: small-caps; color: #603913; }
h3 { font-size: 11px; font-family: "Georgia","Times",serif; font-variant: small-caps; }

ul { font-size: 0em; list-style: none; display: block; }
ul li { line-height: 1.8em; display: block; }
body { font: 16px "Georgia","Times",serif; line-height: 20px; }
table { border-collapse:collapse; }
td { font-size: 16px; font-family: "Georgia","Times",serif; border: 1px outset black; margin: 0px; 
     padding: 5px; }
.left  { border-right: 0px; text-align: left; }
.right { border-left: 0px; text-align: right; }

th { font-size: 16px; font-family: "Georgia","Times",serif; border: 1px outset black; margin: 0px; 
     font-variant; small-caps; }

/* Layout */
#head   { width: 780px; height: 150px; margin: 0 auto; margin-top:0px; margin-bottom: 0px; padding: 0px; }  
#navbar { width: 780px; height: 40px;  margin: 0 auto; margin-top:0px; margin-bottom: 0px; padding: 0px; 
          background-color: #FFF799; }  
#main   { width: 750px; height: auto; margin: 0 auto; margin-top: 20px; text-align:left; }  
#left   { width: 375px; position: relative; margin: 0 auto; float: left; }
#right  { width: 375px; position: relative; margin: 0 auto; float: right; }
#footer { width: 750px; height: auto; margin: 0 auto; margin-top: 20px; padding-top: 20px; clear: both; }  

/* NavBar */
#navbar ul { margin: 0; padding: 0; }
#navbar li { float: left; }
#navbar li a { display: block; height: 0px; padding: 40px 0 0 0; overflow: hidden; }

#navHome { left: 0px; width: 126px; }
	#navHome a { background: url(/images/navbar_none.gif) 0 0; }
	#navHome a:hover { background: url(/images/navbar_sel.gif) 0px 0; }
#navMember { left: -126px; width: 261px; }
	#navMember a { background: url(/images/navbar_none.gif) -126px 0; }
	#navMember a:hover { background: url(/images/navbar_sel.gif) -126px 0; }
#navEscrow { left: -387px; width: 230px; }
	#navEscrow a { background: url(/images/navbar_none.gif) -387px 0; }
	#navEscrow a:hover { background: url(/images/navbar_sel.gif) -387px 0; }
#navContact { left: -617px; width: 163px; }
	#navContact a { background: url(/images/navbar_none.gif) -617px 0; }
	#navContact a:hover { background: url(/images/navbar_sel.gif) -617px 0; }